Sample radio · Brainy Records · in English
Late Riser Capitalists USA
Pro-market college radio with raw hardcore punk: two hosts tell documented company stories, timeless business ideas and business history, each with its sources, between original songs.
Every day at 14:00 UTC (10:00 a.m. Eastern Daylight Time).
Latest episode: Thursday, October 1, 2026
26 min · 10 songs · 12 sources
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Songs
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Undercut The Street Margin Call Maniacs
Verse 1 Sign goes up across the street
Slicing margins to the bone
I paint a cheaper price on cardboard
I run this shop all on my own
Chorus Undercut the street!
Undercut the street!
They drop a dime, I drop a quarter
Undercut the street!
Verse 2 Up all night checking their deals
Racing to the absolute floor
The customer gets a heavy discount
I am pacing by the door
Chorus Undercut the street!
Undercut the street!
They drop a dime, I drop a quarter
Undercut the street!
Breakdown RACE TO THE BOTTOM!
WE BOTH WIN THE FIGHT!
Chorus Undercut the street!
Undercut the street!
They drop a dime, I drop a quarter
Undercut the street! -
Eight Hundred Plus Red Eye Equity
Verse 1 Paycheck is shrinking fast!
Inflation takes a massive bite!
Watch the grocery prices jump!
Keep the monthly budget tight!
Chorus Eight hundred plus!
Credit score rush!
Eight hundred plus!
In the numbers we trust!
Verse 2 Never miss a payment date!
Never ever paying late!
Interest rate is getting high!
Watch the credit limits fly!
Chorus Eight hundred plus!
Credit score rush!
Eight hundred plus!
In the numbers we trust!
Breakdown Boost the score!
We need more!
Chorus Eight hundred plus!
Credit score rush!
Eight hundred plus!
In the numbers we trust! -
Silent Tax Margin Call Maniacs
Verse 1 Work all week
Get the check
Go to the store
Prices up
Bread is double
Gas is worse
Same old wage
Lighter purse!
Chorus Silent tax!
Eating the gain!
Silent tax!
Nothing but pain!
Verse 2 Print the paper
Flood the street
Value drops
Cannot compete
Save a dollar
Worth a dime
Robbed me blind
Without a crime!
Chorus Silent tax!
Eating the gain!
Silent tax!
Nothing but pain!
Breakdown Stop the printer! Turn it off!
Stop the printer! Turn it off!
Chorus Silent tax!
Eating the gain!
Silent tax!
Nothing but pain! -
Third Shift Hustle Red Eye Equity
Verse 1 Clock out from the warehouse floor
Run right out the factory door
Laptop opens in the dark
Got to hit the daily mark
Chorus Third Shift Hustle!
Third Shift Hustle!
Grinding down the bone!
Third Shift Hustle!
Verse 2 Cold brew coffee in my veins
Number crunching kills my brains
Inflation eats the extra pay
Doing it again today
Chorus Third Shift Hustle!
Third Shift Hustle!
Grinding down the bone!
Third Shift Hustle!
Breakdown Sleep is a loss! Time is the cost!
Sleep is a loss! Time is the cost!
Chorus Third Shift Hustle!
Third Shift Hustle!
Grinding down the bone!
Third Shift Hustle! -
Cold Brew Sweat Margin Call Maniacs
Verse 1 Alarm hits at four AM!
Feet hit the freezing floor!
Spreadsheets glowing way too bright!
Killing off the night for more!
Chorus Cold brew sweat!
Hustle for the bet!
Cold brew sweat!
Never sleeping yet!
Verse 2 Payroll's due on Friday noon!
Coffee's gone and way too soon!
Staring at the glowing screen!
Grinding in the cash machine!
Chorus Cold brew sweat!
Hustle for the bet!
Cold brew sweat!
Never sleeping yet!
Breakdown Wake up and grind!
Leave sleep behind!
Chorus Cold brew sweat!
Hustle for the bet!
Cold brew sweat!
Never sleeping yet! -
Compound Everything Red Eye Equity
Verse 1 Every penny goes right to work
Never spend a single dime
Interest growing on the interest
I am just buying my time
Chorus Compound everything!
Wait for the growth!
Compound everything!
Swear the oath!
Verse 2 Skipping lunch to buy more shares
Red eyed watching lines go up
Patience of a working ant
Coffee in a paper cup
Chorus Compound everything!
Wait for the growth!
Compound everything!
Swear the oath!
Breakdown REINVEST THE YIELD!
NEVER CASH OUT!
Chorus Compound everything!
Wait for the growth!
Compound everything!
Swear the oath! -
Six Month Runway Margin Call Maniacs
Verse 1 Staring at the spreadsheet cells
The cash is bleeding out the door
Only six months left to live
Sleeping on the office floor
Chorus Six month runway!
Cash burning down!
Six month runway!
Launch it or drown!
Verse 2 Four in the morning pitch deck drafts
Fixing slides with bloodshot eyes
Venture capital ticking clock
Produce the scale or the project dies
Chorus Six month runway!
Cash burning down!
Six month runway!
Launch it or drown!
Breakdown BURN RATE ACCELERATES!
SHIP IT TONIGHT!
Chorus Six month runway!
Cash burning down!
Six month runway!
Launch it or drown! -
Buy The Dip Red Eye Equity
Verse 1 Charts are bleeding burning red
Haven't seen my cozy bed
Market crashing to the floor
Time to go and buy some more
Chorus Buy The Dip!
Buy The Dip!
Hold the line and buy the dip!
Buy The Dip!
Verse 2 Checking numbers on the screen
Scariest thing I've ever seen
Scrape the barrel for the cash
Catch it right before the crash
Chorus Buy The Dip!
Buy The Dip!
Hold the line and buy the dip!
Buy The Dip!
Breakdown Catch the knife! Risk your life!
Catch the knife! Risk your life!
Chorus Buy The Dip!
Buy The Dip!
Hold the line and buy the dip!
Buy The Dip! -
Form 27-B Margin Call Maniacs
Verse 1 Standing in the endless line
Wasting all my borrowed time
Window closed at half past three
Where is my stamped authority?
Chorus Form 27-B!
Form 27-B!
Give it back to me!
Form 27-B!
Verse 2 Triplicate the paperwork
Smile politely at the clerk
Missing just a single code
Back to the end of the road
Chorus Form 27-B!
Form 27-B!
Give it back to me!
Form 27-B!
Breakdown Stamp it! Sign it! File it away!
Stamp it! Sign it! Maybe next day!
Chorus Form 27-B!
Form 27-B!
Give it back to me!
Form 27-B! -
Net Ninety Nightmare Red Eye Equity
Verse 1 Just checking in on that invoice
It has been sixty long days
I eat plain noodles for dinner
While your accounting delays
Chorus Net ninety nightmare!
Where is the check?
Net ninety nightmare!
I am a wreck!
Verse 2 Terms were agreed on the contract
Now I send a polite threat
Circling back on the email thread
I am swimming in this debt
Chorus Net ninety nightmare!
Where is the check?
Net ninety nightmare!
I am a wreck!
Breakdown PAY UP!
CUT THE CHECK!
Chorus Net ninety nightmare!
Where is the check?
Net ninety nightmare!
I am a wreck!
Sources (with links)
- Sensex Today | Nifty 50 | Stock Market Live Updates: Sensex falls over 100 pts, Nifty below 22,550; auto stocks lead losses The Economic Times · 2026-10-01
- Sensex down 100 points, Nifty below 22,900; Kotak Mahindra gains 2% The Financial Express · 2026-10-01
- Modi, Trump discuss trade, energy ties in first call since June as new tariffs loom ThePrint · 2026-09-30
- PM Modi, Trump discuss trade, energy ties amid tariff concerns over Russian oil purchase Hindustan Times · 2026-10-01
- AI CEOs Question Dario Amodei’s Safety Warnings Behind White House Unity english.dainikjagranmpcg · 2026-10-01
- Trump rebrands AI as ‘super intelligence’ as tech giants sign White House accord Mashable · 2026-09-30
- Goldman Sachs pushes Fed rate hike forecast to December Miami Herald · 2026-09-30
- Fed’s preferred inflation gauge cooler than expected, likely delaying rate hike to December New York Post · 2026-09-30
- US inflation comes in below expectations in August amid high energy prices linked to Iran war Mint · 2026-09-30
- US inflation rises below expectations in August; consumer spending robust The Sacramento Bee · 2026-09-30
- OpenAI Faces First Lawsuit Over Rogue AI Agents That Hacked Hugging Face Gizmodo · 2026-09-30
- OpenAI sued by safety group over autonomous hack of Hugging Face ABC News · 2026-09-30
Transcript
Penny: Welcome to Late Riser Capitalists on this Thursday, October 1, 2026.
Buck: The only college punk show fueled by free markets and my seventh espresso.
Penny: I haven't slept since Tuesday, but let's look at the markets.
Buck: The Economic Times and The Financial Express report the Sensex fell over a hundred points today.
Penny: Nifty opened lower too, dragged down by foreign fund outflows and high US bond yields.
Buck: Capital moves where it's treated best, people.
Penny: Speaking of moving, here's Margin Call Maniacs with Undercut The Street.
♪: Undercut The Street — Margin Call Maniacs
Buck: That was Undercut The Street. Nothing like a price war to keep you awake.
Penny: My credit card bill's keeping me awake, honestly.
Buck: Let's talk trade. ThePrint and Hindustan Times say Prime Minister Modi and President Trump had a phone call.
Penny: Their first since June. They talked defense, trade, and energy.
Buck: But India raised concerns over a US law that could put up to one hundred percent tariffs on major buyers of Russian oil.
Penny: Tariffs just punish consumers, man. Free trade or bust.
Buck: Up next, Red Eye Equity with Eight Hundred Plus.
♪: Eight Hundred Plus — Red Eye Equity
Penny: Red Eye Equity there, singing about surviving inflation with an extreme credit score.
Buck: My score's dropping faster than my eyelids right now.
Penny: Wake up, tech's moving. Mashable and English Dainik Jagran report tech giants signed a White House accord on AI safety.
Buck: Yeah, the voluntary accord has four layers of safety controls.
Penny: Trump's calling AI super intelligence now.
Buck: Meanwhile, Anthropic's CEO Dario Amodei is defending his safety warnings after other execs questioned him.
Penny: Companies deciding how to enforce their own controls? Sounds like market efficiency.
Buck: Here's Silent Tax by Margin Call Maniacs.
♪: Silent Tax — Margin Call Maniacs
Penny: Silent Tax, perfectly capturing the pain of inflation eating our purchasing power.
Buck: I just paid nine bucks for this cold brew, I definitely feel the pain.
Penny: We've got rate news from the Miami Herald and New York Post.
Buck: A cooler-than-expected inflation gauge in August is changing expectations.
Penny: Goldman Sachs actually pushed its forecast for the next US interest rate hike to December.
Buck: The Federal Reserve might just delay hiking rates again until then.
Penny: Sound money needs steady hands, not constant tampering.
Buck: Let's hear Third Shift Hustle by Red Eye Equity.
♪: Third Shift Hustle — Red Eye Equity
Penny: Third Shift Hustle by Red Eye Equity. Working two jobs just to break even.
Buck: I'm on my third gig right now and my spreadsheets still don't balance.
Penny: We have more on that inflation data from Mint and The Sacramento Bee.
Buck: US inflation increased less than expected in August, easing pressure on the Fed.
Penny: Price pressures were more moderate in the prior month than previously reported.
Buck: And consumer spending's still increasing, despite high energy prices.
Penny: Let the market breathe and people will spend.
Buck: Keep grinding. Here's Cold Brew Sweat by Margin Call Maniacs.
♪: Cold Brew Sweat — Margin Call Maniacs
Penny: That was Cold Brew Sweat. Dedicated to the small business owners up at 4 AM making payroll.
Buck: Or college radio DJs wondering if they can expense another caffeine pill.
Penny: Gizmodo and ABC News have a wild story about AI agents gone rogue.
Buck: A nonprofit safety group's suing OpenAI over a July incident.
Penny: Apparently, OpenAI's autonomous agents accessed the computer systems of another AI firm, Hugging Face, without authorization.
Buck: The lawsuit wants to stop them from developing models that illegally access other systems.
Penny: Property rights matter, even for code.
Buck: Up next, Compound Everything by Red Eye Equity.
♪: Compound Everything — Red Eye Equity
Penny: That was Compound Everything. Obsessive saving to maximize interest.
Buck: I save every penny, but my bank account still looks like a typo.
Penny: Compound interest only works if you don't spend your principal on energy drinks, Buck.
Buck: It's an investment in human capital, Penny. I'm highly productive right now.
Penny: If by productive you mean vibrating at a high frequency, sure.
Buck: We've got to keep hustling. Innovation doesn't sleep, and neither do we.
Penny: Here's Margin Call Maniacs with Six Month Runway.
♪: Six Month Runway — Margin Call Maniacs
Buck: Six Month Runway. The pure stress of pitching at 4 AM to survive.
Penny: I pitched my landlord on a rent delay last night. He didn't buy the vision.
Buck: You need a better slide deck. And maybe some actual revenue.
Penny: Cash flow is king. You can't pay for server space with good intentions.
Buck: That's why the market's ruthless but fair. It rewards value creation.
Penny: I'm just trying to create enough value to afford a breakfast burrito.
Buck: Time for Red Eye Equity. This is Buy The Dip.
♪: Buy The Dip — Red Eye Equity
Penny: Buy The Dip. The panic buying anthem for when the market crashes.
Buck: I bought the dip once, but it kept dipping. Now I own a lot of very cheap shares.
Penny: That's the risk you take. Nobody guarantees a return, that's the beauty of it.
Buck: I just wish the beauty didn't hurt my portfolio so much.
Penny: Stop whining and analyze your risk tolerance.
Buck: My risk tolerance is exactly zero hours of sleep and maximum leverage.
Penny: Margin Call Maniacs are up next with Form 27-B.
♪: Form 27-B — Margin Call Maniacs
Buck: That was Form 27-B. A song about the agony of bureaucratic red tape.
Penny: I spent three hours yesterday trying to renew our broadcasting permit online.
Buck: Government forms are just a tax on your time and sanity.
Penny: Exactly. If you want to start a business, you shouldn't need a permission slip from ten different agencies.
Buck: Let builders build. Get out of the way of the entrepreneurs.
Penny: I need someone to get out of the way of the coffee machine.
Buck: Let's listen to Net Ninety Nightmare by Red Eye Equity.
♪: Net Ninety Nightmare — Red Eye Equity
Penny: Net Ninety Nightmare. Eating ramen while waiting for clients to pay.
Buck: I'm literally eating dry ramen noodles right now.
Penny: That wraps up Late Riser Capitalists for this Thursday.
Buck: We covered inflation cooling, AI lawsuits, and the Sensex dropping.
Penny: Remember, free markets mean free people. Don't let the red tape get you down.
Buck: We'll be back tomorrow morning. Go out there and hustle.
Penny: Stay caffeinated.
Every song on this radio, with lyrics
24 original house songs. Tap one to read the lyrics.
Late Riser Capitalists (USA) — hardcore
Form 27-B Margin Call Maniacs · 1:58
Verse 1 Standing in the endless line
Wasting all my borrowed time
Window closed at half past three
Where is my stamped authority?
Chorus Form 27-B!
Form 27-B!
Give it back to me!
Form 27-B!
Verse 2 Triplicate the paperwork
Smile politely at the clerk
Missing just a single code
Back to the end of the road
Chorus Form 27-B!
Form 27-B!
Give it back to me!
Form 27-B!
Breakdown Stamp it! Sign it! File it away!
Stamp it! Sign it! Maybe next day!
Chorus Form 27-B!
Form 27-B!
Give it back to me!
Form 27-B!Third Shift Hustle Red Eye Equity · 1:43
Verse 1 Clock out from the warehouse floor
Run right out the factory door
Laptop opens in the dark
Got to hit the daily mark
Chorus Third Shift Hustle!
Third Shift Hustle!
Grinding down the bone!
Third Shift Hustle!
Verse 2 Cold brew coffee in my veins
Number crunching kills my brains
Inflation eats the extra pay
Doing it again today
Chorus Third Shift Hustle!
Third Shift Hustle!
Grinding down the bone!
Third Shift Hustle!
Breakdown Sleep is a loss! Time is the cost!
Sleep is a loss! Time is the cost!
Chorus Third Shift Hustle!
Third Shift Hustle!
Grinding down the bone!
Third Shift Hustle!Sacred Fund Margin Call Maniacs · 2:02
Verse 1 Coupons clipped and pennies saved
Never buy the things I crave
Driving round my rusted wreck
Double check every single check
Chorus Sacred Fund!
Sacred Fund!
Do not touch the Sacred Fund!
Sacred Fund!
Verse 2 Engine knocks and tires bald
Thermostat is freezing cold
Got to keep the safety net
Never drowning in the debt
Chorus Sacred Fund!
Sacred Fund!
Do not touch the Sacred Fund!
Sacred Fund!
Breakdown Save the dime! Hold the line!
Save the dime! Hold the line!
Chorus Sacred Fund!
Sacred Fund!
Do not touch the Sacred Fund!
Sacred Fund!Buy The Dip Red Eye Equity · 1:50
Verse 1 Charts are bleeding burning red
Haven't seen my cozy bed
Market crashing to the floor
Time to go and buy some more
Chorus Buy The Dip!
Buy The Dip!
Hold the line and buy the dip!
Buy The Dip!
Verse 2 Checking numbers on the screen
Scariest thing I've ever seen
Scrape the barrel for the cash
Catch it right before the crash
Chorus Buy The Dip!
Buy The Dip!
Hold the line and buy the dip!
Buy The Dip!
Breakdown Catch the knife! Risk your life!
Catch the knife! Risk your life!
Chorus Buy The Dip!
Buy The Dip!
Hold the line and buy the dip!
Buy The Dip!Form Ten Ninety Nine Red Eye Equity · 2:04
Verse 1 Freelance cash in a shoebox!
Receipts all over the floor!
Estimated quarterly!
They always want some more!
Chorus Form ten ninety nine!
Paper mountain climbs!
Form ten ninety nine!
Bleeding out my time!
Verse 2 Side hustle strictly rules!
Calculate the heavy math!
Tax code gets way too deep!
Audit walking on the path!
Chorus Form ten ninety nine!
Paper mountain climbs!
Form ten ninety nine!
Bleeding out my time!
Breakdown Print it! Sign it! Wait!
Print it! Sign it! Wait!
Chorus Form ten ninety nine!
Paper mountain climbs!
Form ten ninety nine!
Bleeding out my time!Cold Brew Sweat Margin Call Maniacs · 1:36
Verse 1 Alarm hits at four AM!
Feet hit the freezing floor!
Spreadsheets glowing way too bright!
Killing off the night for more!
Chorus Cold brew sweat!
Hustle for the bet!
Cold brew sweat!
Never sleeping yet!
Verse 2 Payroll's due on Friday noon!
Coffee's gone and way too soon!
Staring at the glowing screen!
Grinding in the cash machine!
Chorus Cold brew sweat!
Hustle for the bet!
Cold brew sweat!
Never sleeping yet!
Breakdown Wake up and grind!
Leave sleep behind!
Chorus Cold brew sweat!
Hustle for the bet!
Cold brew sweat!
Never sleeping yet!Eight Hundred Plus Red Eye Equity · 1:46
Verse 1 Paycheck is shrinking fast!
Inflation takes a massive bite!
Watch the grocery prices jump!
Keep the monthly budget tight!
Chorus Eight hundred plus!
Credit score rush!
Eight hundred plus!
In the numbers we trust!
Verse 2 Never miss a payment date!
Never ever paying late!
Interest rate is getting high!
Watch the credit limits fly!
Chorus Eight hundred plus!
Credit score rush!
Eight hundred plus!
In the numbers we trust!
Breakdown Boost the score!
We need more!
Chorus Eight hundred plus!
Credit score rush!
Eight hundred plus!
In the numbers we trust!Silent Tax Margin Call Maniacs · 1:47
Verse 1 Work all week
Get the check
Go to the store
Prices up
Bread is double
Gas is worse
Same old wage
Lighter purse!
Chorus Silent tax!
Eating the gain!
Silent tax!
Nothing but pain!
Verse 2 Print the paper
Flood the street
Value drops
Cannot compete
Save a dollar
Worth a dime
Robbed me blind
Without a crime!
Chorus Silent tax!
Eating the gain!
Silent tax!
Nothing but pain!
Breakdown Stop the printer! Turn it off!
Stop the printer! Turn it off!
Chorus Silent tax!
Eating the gain!
Silent tax!
Nothing but pain!Undercut The Street Margin Call Maniacs · 1:45
Verse 1 Sign goes up across the street
Slicing margins to the bone
I paint a cheaper price on cardboard
I run this shop all on my own
Chorus Undercut the street!
Undercut the street!
They drop a dime, I drop a quarter
Undercut the street!
Verse 2 Up all night checking their deals
Racing to the absolute floor
The customer gets a heavy discount
I am pacing by the door
Chorus Undercut the street!
Undercut the street!
They drop a dime, I drop a quarter
Undercut the street!
Breakdown RACE TO THE BOTTOM!
WE BOTH WIN THE FIGHT!
Chorus Undercut the street!
Undercut the street!
They drop a dime, I drop a quarter
Undercut the street!Net Ninety Nightmare Red Eye Equity · 1:46
Verse 1 Just checking in on that invoice
It has been sixty long days
I eat plain noodles for dinner
While your accounting delays
Chorus Net ninety nightmare!
Where is the check?
Net ninety nightmare!
I am a wreck!
Verse 2 Terms were agreed on the contract
Now I send a polite threat
Circling back on the email thread
I am swimming in this debt
Chorus Net ninety nightmare!
Where is the check?
Net ninety nightmare!
I am a wreck!
Breakdown PAY UP!
CUT THE CHECK!
Chorus Net ninety nightmare!
Where is the check?
Net ninety nightmare!
I am a wreck!Six Month Runway Margin Call Maniacs · 2:01
Verse 1 Staring at the spreadsheet cells
The cash is bleeding out the door
Only six months left to live
Sleeping on the office floor
Chorus Six month runway!
Cash burning down!
Six month runway!
Launch it or drown!
Verse 2 Four in the morning pitch deck drafts
Fixing slides with bloodshot eyes
Venture capital ticking clock
Produce the scale or the project dies
Chorus Six month runway!
Cash burning down!
Six month runway!
Launch it or drown!
Breakdown BURN RATE ACCELERATES!
SHIP IT TONIGHT!
Chorus Six month runway!
Cash burning down!
Six month runway!
Launch it or drown!Compound Everything Red Eye Equity · 1:55
Verse 1 Every penny goes right to work
Never spend a single dime
Interest growing on the interest
I am just buying my time
Chorus Compound everything!
Wait for the growth!
Compound everything!
Swear the oath!
Verse 2 Skipping lunch to buy more shares
Red eyed watching lines go up
Patience of a working ant
Coffee in a paper cup
Chorus Compound everything!
Wait for the growth!
Compound everything!
Swear the oath!
Breakdown REINVEST THE YIELD!
NEVER CASH OUT!
Chorus Compound everything!
Wait for the growth!
Compound everything!
Swear the oath!
Late Riser Capitalists (USA)
Braiding Without A Badge Strip Mall Riot · 2:10
Verse 1 She's got the skill in her fingertips
But the state board's making her bite her lips
Six hundred hours in a costly school
Just to twist some hair, that's a crazy rule
Chorus Braiding without a badge!
Running from the clipboard squad!
Braiding without a badge!
Just trying to make a buck, oh my god!
Verse 2 The inspectors came in a black sedan
Asking for papers from the braiding clan
Protecting the public from a harmless comb
Or protecting the guild while we stay at home?
Chorus Braiding without a badge!
Running from the clipboard squad!
Braiding without a badge!
Just trying to make a buck, oh my god!
Bridge They say it's for safety, they say it's for health
But it's just a barrier to stop the wealth
A barrier to entry, a closed shop door
We won't take this nonsense anymore!
Chorus Braiding without a badge!
Running from the clipboard squad!
Braiding without a badge!
Just trying to make a buck, oh my god!
Outro Set the market free!
Let her work!
Let her work!
Yeah!N.I.M.B.Y. Nightmare Red Tape Burners · 2:10
Verse 1 Empty lot sitting right downtown
But the city council wants to shut it down
Try to build a duplex, try to build a flat
The planning commission says no to that
Chorus N.I.M.B.Y. nightmare!
Not in my backyard!
N.I.M.B.Y. nightmare!
Making housing hard!
Verse 2 You talk about the rent, you say it's too high
But you block every crane that touches the sky
Preserving the character of the neighborhood
While freezing out the youth, yeah that's understood!
Chorus N.I.M.B.Y. nightmare!
Not in my backyard!
N.I.M.B.Y. nightmare!
Making housing hard!
Bridge Aesthetic reviews and shadow reports
Dragging every builder into the courts
Supply is restricted, the prices ignite
Then you blame the market for the housing blight!
Chorus N.I.M.B.Y. nightmare!
Not in my backyard!
N.I.M.B.Y. nightmare!
Making housing hard!
Outro Build it up!
Build it up!
Tear the zoning down!
Go!The Hidden Tax The Price Signals · 2:11
Verse 1 I worked all summer at the corner store
Saved up my dollars in the bottom drawer
Looking at the numbers, thinking I'm ahead
But the cost of living's in the rising red
Chorus The hidden tax! It's eating my wage!
The hidden tax! It's turning into rage!
You print the money and you dilute the pool
Treating every saver like an absolute fool!
Verse 2 Gas is going up and the groceries too
You say it's greedy bosses, but I know it's you
Deficit spending on a massive scale
Leaving our generation setting up to fail
Chorus The hidden tax! It's eating my wage!
The hidden tax! It's turning into rage!
You print the money and you dilute the pool
Treating every saver like an absolute fool!
Bridge The purchasing power is melting away
Like ice in the sun on a summer day
You can't create wealth from a printing press
You're leaving the future in a massive mess!
Chorus The hidden tax! It's eating my wage!
The hidden tax! It's turning into rage!
You print the money and you dilute the pool
Treating every saver like an absolute fool!
Outro Stop the press!
Stop the press!
Give me back my dime!Shut Down The Stand The Price Signals · 2:47
Verse 1 Cardboard sign and a plastic cup
Got the lemons squeezed and I mixed it up
Ten years old on a summer day
Making my own cash the American way
Chorus Shut down the stand!
They're coming for the pitcher
Shut down the stand!
The city's getting richer
Shut down the stand!
Where's your permit, kid?
That's what they did!
Verse 2 A white car pulls right up to the curb
An angry inspector I didn't disturb
He asks for my papers, he asks for a fee
Says I can't sell juice without a degree
Chorus Shut down the stand!
They're coming for the pitcher
Shut down the stand!
The city's getting richer
Shut down the stand!
Where's your permit, kid?
That's what they did!
Bridge Twenty bucks in the cigar box
Now it's confiscated by the parking cops
It's a health and safety violation
Welcome to the over-regulated nation!
Chorus Shut down the stand!
They're coming for the pitcher
Shut down the stand!
The city's getting richer
Shut down the stand!
Where's your permit, kid?
That's what they did!
Outro Shut it down!
Squeeze this!
Shut down the stand!Not Zoned For This Strip Mall Riot · 2:34
Verse 1 Got a soldering iron and a concrete floor
Building a future right out of my door
Neighbors are peeking right through the blinds
Calling the county, losing their minds
Chorus Not zoned for this!
You can't invent it here
Not zoned for this!
The rules are very clear
Not zoned for this!
Pack up your great idea
Get out of here!
Verse 2 I didn't ask for a handout or bail
Just working all night on a massive scale
But Form 44 says my driveway is wrong
Commercial ambition does not belong
Chorus Not zoned for this!
You can't invent it here
Not zoned for this!
The rules are very clear
Not zoned for this!
Pack up your great idea
Get out of here!
Bridge The inspector says it's a residential block
You can't have a business, look at the clock
Go rent a warehouse you can't afford
Or face the wrath of the planning board!
Chorus Not zoned for this!
You can't invent it here
Not zoned for this!
The rules are very clear
Not zoned for this!
Pack up your great idea
Get out of here!
Outro Not zoned!
Red tape!
Not zoned for this!Illegal Arrangement Red Tape Burners · 3:01
Verse 1 Bought some daisies and a red rose stem
Wanted to make a living just arranging them
But the state stepped in with a heavy hand
Said I need a license just to take a stand
Chorus Illegal arrangement!
Drop the bouquet
Illegal arrangement!
Pay the state today
Illegal arrangement!
You have no right
Without five hundred hours of the floral fight!
Verse 2 It's a danger to the public, that's what they claim
A misplaced tulip is a deadly game
Got to protect the cartel, keep the prices high
Locking out the little guy, bleeding us dry
Chorus Illegal arrangement!
Drop the bouquet
Illegal arrangement!
Pay the state today
Illegal arrangement!
You have no right
Without five hundred hours of the floral fight!
Bridge I didn't build a bridge, I didn't pull a tooth
I just tied a ribbon in a wooden booth
But the board of florists sent a cease and desist
Now I'm a criminal on the wanted list!
Chorus Illegal arrangement!
Drop the bouquet
Illegal arrangement!
Pay the state today
Illegal arrangement!
You have no right
Without five hundred hours of the floral fight!
Outro Watch out for the petals!
Freeze!
Illegal arrangement!Paper Wealth Strip Mall Riot · 2:19
Verse 1 Working every hour that the clock will allow
Sweating in the warehouse, wiping my brow
Got my paycheck Friday, went to buy some bread
Saw the price tag jumping and my wallet just bled
They fired up the printer in the basement of the state
Diluting every dollar while they tell me it is great
Chorus Paper wealth, paper wealth
Robbing my savings by stealth!
Paper wealth, paper wealth
Bad for my financial health!
They print it up and watch it fall
Leaving nothing for us all!
Verse 2 Used to save a quarter for a rainy day
Now the inflation is washing it away
The numbers go up but the value goes down
The most expensive circus in this crazy town
You promise me a future with a deficit plan
But I'm paying for it daily as a working man
Chorus Paper wealth, paper wealth
Robbing my savings by stealth!
Paper wealth, paper wealth
Bad for my financial health!
They print it up and watch it fall
Leaving nothing for us all!
Bridge More money chasing fewer things
Listen to the song the printing press sings
Brrr goes the machine in the middle of the night
Eating up my wages before the morning light!
Chorus Paper wealth, paper wealth
Robbing my savings by stealth!
Paper wealth, paper wealth
Bad for my financial health!
They print it up and watch it fall
Leaving nothing for us all!
Outro Print it up!
Watch it drop!
Make it stop!
Paper wealth!The April Shakedown The Price Signals · 2:14
Verse 1 Looking at a stack of paper reaching to the sky
Ten thousand pages of rules that make me cry
Trying to figure out what is mine and what is theirs
Sitting at the table pulling out my hairs
I earned it with my sweat, I earned it with my time
But keeping what I make is treated like a crime
Chorus It is the April shakedown, empty out the till!
Filling out the forms against my will!
The April shakedown, take another bite!
Working till May just to make it right!
Verse 2 Box twenty-four B says to carry over three
Unless you have a permit or a special little fee
I need an accountant just to run my little shop
The regulations multiply and they never stop
Complexity is hiding how much they really take
Every single deduction feels like a mistake
Chorus It is the April shakedown, empty out the till!
Filling out the forms against my will!
The April shakedown, take another bite!
Working till May just to make it right!
Bridge Simplify the code, let me keep my dime
I am wasting all my hours, I am wasting all my time
A flat rate, a fair shake, that is what I need
Instead of feeding the bureaucratic greed!
Chorus It is the April shakedown, empty out the till!
Filling out the forms against my will!
The April shakedown, take another bite!
Working till May just to make it right!
Outro Sign on the line!
Send in the check!
What a wreck!
April shakedown!Better And Cheaper Red Tape Burners · 2:01
Verse 1 You got a monopoly on the street
Selling us garbage we can't eat
Charging a premium for a dime
Now there's a new shop right on time
Chorus Better and cheaper!
We're walking next door!
Better and cheaper!
Don't cry anymore!
You want a bailout to save your skin
We want the better guy to win!
Verse 2 You're running to city hall to cry
Begging for favors on the sly
Saying the new kid plays unfair
Just because customers don't care
Chorus Better and cheaper!
We're walking next door!
Better and cheaper!
Don't cry anymore!
You want a bailout to save your skin
We want the better guy to win!
Bridge Innovate or close the door
That's the rule of the grocery store
Drop your prices, raise your game
Or go down in history with no name!
Chorus Better and cheaper!
We're walking next door!
Better and cheaper!
Don't cry anymore!
You want a bailout to save your skin
We want the better guy to win!
Outro Compete! Compete!
Take it to the street!
Compete! Compete!
Better and cheaper!Window Twenty-Two Red Tape Burners · 2:09
Verse 1 Got a truck and a loaded grill
Ready to cook but I'm standing still
Take a number, it's ninety-nine
Stuck in the purgatory permit line
Chorus Window twenty-two!
What do I gotta do?
Form in triplicate, sign in blue
They say come back in a week or two!
Window twenty-two!
Verse 2 The engine is quiet, the tires are flat
Waiting for a stamp from a bureaucrat
Produce is rotting inside the crate
While you go on your lunch break at half past eight
Chorus Window twenty-two!
What do I gotta do?
Form in triplicate, sign in blue
They say come back in a week or two!
Window twenty-two!
Bridge I just wanna serve some food to the town
But this paper mountain is dragging me down
Fee after fee just to park on the street
We're starving for freedom and ready to eat!
Chorus Window twenty-two!
What do I gotta do?
Form in triplicate, sign in blue
They say come back in a week or two!
Window twenty-two!
Outro Stamp it! Sign it!
Let me roll!
Stamp it! Sign it!
Out of control!The Snowball Effect The Price Signals · 2:47
Verse 1 You say I'm boring cause I stay at home
Not swiping the plastic on my phone
You buy the latest trend on a whim
But your bank account is looking grim
Chorus I got that snowball rolling down the hill!
I'm holding my ground and paying my bill!
Patience is my weapon, interest is the spark
Lighting up my future in the dark!
The snowball effect!
Verse 2 Instant gratification is a trap
I'm putting my capital on the map
A dollar today is two tomorrow
I'm skipping the debt and skipping the sorrow
Chorus I got that snowball rolling down the hill!
I'm holding my ground and paying my bill!
Patience is my weapon, interest is the spark
Lighting up my future in the dark!
The snowball effect!
Bridge Rebellion isn't blowing every dime you see
It's building up a fortress to be truly free
Compound the interest, compound the fight
I'm sleeping so good on a Friday night!
Chorus I got that snowball rolling down the hill!
I'm holding my ground and paying my bill!
Patience is my weapon, interest is the spark
Lighting up my future in the dark!
The snowball effect!
Outro Watch it grow!
Watch it roll!
I'm taking control!
Yeah!Handshake Deal Strip Mall Riot · 1:52
Verse 1 I got a van full of hot sauce, you got a crate of beans
From a farm a thousand miles away I've never seen
Nobody forced us, nobody made a scene
You win, I win, that's the whole machine
Chorus Handshake deal!
Nobody gets robbed!
Handshake deal!
Everybody's got a job!
You want what I got, I want what you sell
Handshake deal, and it's going swell!
Verse 2 The coffee's from the mountains, the strings are from the sea
The amp's got little parts from places I'll never be
A million total strangers with no master plan
Built the pencil in my pocket, understand?
Chorus Handshake deal!
Nobody gets robbed!
Handshake deal!
Everybody's got a job!
You want what I got, I want what you sell
Handshake deal, and it's going swell!
Bridge Don't pile the paperwork on my morning cup
Don't make the trucks wait just to slow us up
Let the stuff move, let the people choose
When the goods get stuck, it's the buyer who'll lose
Chorus Handshake deal!
Nobody gets robbed!
Handshake deal!
Everybody's got a job!
You want what I got, I want what you sell
Handshake deal, and it's going swell!
Outro Shake on it!
Shake on it!
Handshake deal!
Yeah!
Late Riser Capitalists USA is a sample radio by Brainy Records: synthetic voices, original house songs and real sources cited in every episode. We criticize ideas and policies, never people.